Privacy Policy | TOS

ONLINE PRIVACY POLICY AGREEMENT & TERMS OF SERVICE

July 01, 2024

United Processing & Mortgage Services (UPMS Inc.) values its users' privacy. This Privacy

Policy ("Policy") will help you understand how we collect and use personal information from

those who visit our website or make use of our online facilities and services, and what we will

and will not do with the information we collect. Our Policy has been designed and created to

ensure those affiliated with United Processing & Mortgage Services of our commitment and

realization of our obligation not only to meet, but to exceed, most existing privacy standards.

We reserve the right to make changes to this Policy at any given time. If you want to make

sure that you are up to date with the latest changes, we advise you to frequently visit this page.

If at any point in time United Processing & Mortgage Services decides to make use of any

personally identifiable information on file, in a manner vastly different from that which was

stated when this information was initially collected, the user or users shall be promptly

notified by email. Users at that time shall have the option as to whether to permit the use of

their information in this separate manner.

This Policy applies to United Processing & Mortgage Services, and it governs any and all data

collection and usage by us. Through the use of www.upms.us, you are therefore consenting to

the data collection procedures expressed in this Policy.

Please note that this Policy does not govern the collection and use of information by

companies that United Processing & Mortgage Services does not control, nor by individuals

not employed or managed by us. If you visit a website that we mention or link to, be sure to

review its privacy policy before providing the site with information. It is highly recommended

and suggested that you review the privacy policies and statements of any website you choose

to use or frequent to better understand the way in which websites garner, make use of and

share the information collected.

Specifically, this Policy will inform you of the following

1. What personally identifiable information is collected from you through our website;

2. Why we collect personally identifiable information and the legal basis for such collection;

3. How we use the collected information and with whom it may be shared;

4. What choices are available to you regarding the use of your data; and

5. The security procedures in place to protect the misuse of your information.

Information We Collect

It is always up to you whether to disclose personally identifiable information to us, although if

you elect not to do so, we reserve the right not to register you as a user or provide you with

any products or services. This website collects various types of information, such as:

· Voluntarily provided information which may include your name, address, email

address, billing and/or credit card information etc. which may be used when you

purchase products and/or services and to deliver the services you have requested.

· Information automatically collected when visiting our website, which may include

cookies, third party tracking technologies and server logs.

In addition, United Processing & Mortgage Services may have the occasion to collect nonpersonal anonymous demographic information, such as age, gender, household income,

political affiliation, race and religion, as well as the type of browser you are using, IP address,

or type of operating system, which will assist us in providing and maintaining superior quality

service.

United Processing & Mortgage Services may also deem it necessary, from time to time, to

follow websites that our users may frequent to gleam what types of services and products may

be the most popular to customers or the general public.

Please rest assured that this site will only collect personal information that you knowingly and

willingly provide to us by way of surveys, completed membership forms, and emails. It is the

intent of this site to use personal information only for the purpose for which it was requested,

and any additional uses specifically provided for on this Policy.

Why We Collect Information and For How Long

We are collecting your data for several reasons:

· To better understand your needs and provide you with the services you have requested;

· To fulfill our legitimate interest in improving our services and products;

· To send you promotional emails containing information we think you may like when

we have your consent to do so;

· To contact you to fill out surveys or participate in other types of market research, when

we have your consent to do so;

· To customize our website according to your online behavior and personal preferences.

The data we collect from you will be stored for no longer than necessary. The length of time

we retain said information will be determined based upon the following criteria: the length of

time your personal information remains relevant; the length of time it is reasonable to keep

records to demonstrate that we have fulfilled our duties and obligations; any limitation periods

within which claims might be made; any retention periods prescribed by law or recommended

by regulators, professional bodies or associations; the type of contract we have with you, the

existence of your consent, and our legitimate interest in keeping such information as stated in

this Policy.

Use of Information Collected

United Processing & Mortgage Services does not now, nor will it in the future, sell, rent or

lease any of its customer lists and/or names to any third parties.

United Processing & Mortgage Services may collect and may make use of personal

information to assist in the operation of our website and to ensure delivery of the services you

need and request. At times, we may find it necessary to use personally identifiable information

as a means to keep you informed of other possible products and/or services that may be

available to you from www.upms.us

United Processing & Mortgage Services may also be in contact with you with regards to

completing surveys and/or research questionnaires related to your opinion of current or

potential future services that may be offered.

Disclosure of Information

United Processing & Mortgage Services may not use or disclose the information provided by

you except under the following circumstances:

· as necessary to provide services or products you have ordered;

· in other ways described in this Policy or to which you have otherwise consented;

· in the aggregate with other information in such a way so that your identity cannot

reasonably be determined;

· as required by law, or in response to a subpoena or search warrant;

· to outside auditors who have agreed to keep the information confidential;

· as necessary to enforce the Terms of Service;

· as necessary to maintain, safeguard and preserve all the rights and property of United

Processing & Mortgage Services.

Non-Marketing Purposes

United Processing & Mortgage Services greatly respects your privacy. We do maintain and

reserve the right to contact you if needed for non-marketing purposes (such as bug alerts,

security breaches, account issues, and/or changes in United Processing & Mortgage Services

products and services). In certain circumstances, we may use our website, newspapers, or

ONLINE PRIVACY POLICY AGREEMENT & TERMS OF SERVICE

UPMS Inc.

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